When deciding on how much money you need to buy your home, this will help you to save taxes and
additional costs bourne by you.
1 . GST
EXTRA COST: A 5% of GST is applicable on under constructed property.
IMPORTANT TO KNOW: GST is not applicable from the date of issuance of BUC. It's not applicable
possession unit booking, after the BUC is received.
2 . REGESTRATION COSTS
EXPENSE: The 4.90% on stamp duty and 1% on regestration charges are applied to
IMPORTANT TO KNOW: Incase of only women/women purchaser,the registration charge is NIL.
3 . PARKING SPACE
Parking is a huge concern now days.
EXTRA COST: Over the last decade, Builders charge an additional upfront payment for exclusive
spaces in large residential complexes.
IMPORTANT TO KNOW: Shaligram signature has assigned 3 car parking spaces for each flat.
4 . INTERIORS COST
It is generally never planned at the initial stage but one has to plan the cost that goes into
5 . MAINTENANCE DEPOSIT
EXTRA COST: It has been a trend of charging upfront maintenance deposits for a longer period
years instead of periodic charges.
IMPORTANT TO KNOW:Given the inflation, this amount is likely to run out earlier than anticipated
and thus in near future another deposit of maintenance funds will have to be paid. Shaligram Signature
does not collect upfront maintenance deposit, but it will be maintained by the managing committee formed
amongst the owners, occupiers of the unit on yearly or half yearly periodical deposit basis.
6 . LOAN-FINANCIAL COST
Processing fees which varies from bank to bank
Other charges with respect to ddocumentation required for loan process.
7 . OTHER CHARGES
EXTRA COST: Cost like GEB, gasline, waterline connection and drainage connection and other
charges collected by developers.
IMPORTANT TO KNOW: Shaligram Signature demands "no" other charges